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Showing posts with the label treasury management

How Businesses With Excess Cash Can Use Sweep Accounts to Stay Liquid While Earning More

  Discover how sweep accounts can be a key component of cash management strategies, helping small and medium-sized businesses optimize cash flow, earn more, and manage excess cash more flexibly, making your cash work harder for your business. Recognizing this potential can transform idle balances into strategic assets that support growth and stability. For many small and medium-sized businesses, excess cash creates a quiet dilemma. Leaving money idle in a traditional checking account protects liquidity but earns little to no return. Locking funds into longer-term investments can improve yield but reduces flexibility, exactly when cash on hand matters most. A sweep account offers a practical middle ground by automatically earning more on surplus funds while keeping cash accessible, helping small and medium-sized businesses turn idle balances into strategic assets that support growth and stability. This approach can make owners feel more confident about managing their cash efficientl...