Small businesses face urgent challenges in financial management (inflation, cash flow, capital access), workforce (hiring and retention), and operations (supply chain, competition, technology). Financial Challenges Inflation and rising costs are top concerns for most small business owners. Higher prices for materials, labor, and overhead strain profit margins, often forcing price increases that can hurt customer retention. Maintaining steady cash flow to cover costs is a major challenge. Slow-paying customers, unexpected expenses, and inadequate funding can quickly lead to distress. High interest rates and cautious lenders make loans difficult for small businesses, especially those lacking credit history or collateral. Limited capital access stifles growth and investment. Small Business Growth in 2025: Overcoming Barriers & Scaling The main barriers to small business growth in 2025 are high inflation, rising costs, and ongoing supply chain disruptions that limit profitabilit...