The fintech revolution has fundamentally changed how consumers and businesses move, store, borrow, and invest money. Instant payments, automated lending decisions, digital wallets, and AI-driven financial tools have become standard expectations rather than differentiators. Yet behind every seamless transaction lies a complex, highly interconnected technology stack. With that complexity comes a rapidly expanding set of IT risks that can undermine even the most innovative fintech business if not managed deliberately. The margin for error narrows as fintech platforms scale, making trust all the more vital . A single incident can erode years of confidence, so risk management must be a strategic pillar supporting growth and resilience. Cybersecurity remains one of the most immediate and visible risks. Fintech companies are prime targets because they aggregate sensitive personal and transactional data and provide access to financial networks. Phishing schemes, social engineering, ranso...