For many small and medium-sized businesses, cash flow volatility is not caused by a lack of sales but by timing mismatches. Recognizing this can help owners feel understood and supported in managing stress. Payroll is due every week or every two weeks. Rent, utilities, insurance, and software subscriptions hit on fixed schedules. Meanwhile, customer payments may arrive 30, 45, or even 60 days later. This gap is where otherwise healthy businesses experience stress. Used correctly, business capital is a strategic tool that helps stable businesses operate smoothly, protect employees, and maintain consistent operations. This approach can foster confidence in your financial management, reassuring you that you can handle cash flow challenges effectively. At the same time, revenue catches up, promoting confidence in your financial management. This article explains how to use capital strategically to smooth payroll and operating expenses without creating long-term financial strain. Why Payroll...