AVI Business Solutions

  Many business owners assume that substantial profits are the primary factor lenders consider when reviewing a financing application. However, understanding that cash flow , not profit, ultimately determines whether your business can reliably repay debt is crucial for improving your loan prospects. Understanding the difference between profit and cash flow, and why lenders prioritize one over the other, can help you feel more confident and prepared in managing your finances and improving your chances of securing capital. Profit vs Cash Flow: The Critical Distinction Profit is an accounting measure that represents revenue minus expenses over a period, while cash flow reflects the actual movement of  cash into and out of your business , highlighting its distinct impact  on financing.  Managing receivables, inventory, and expenses such as payroll and rent can help your business owners feel more empowered and in control of their cash flow and their ability to meet obliga...

By Cameron Nyack:  Running a business without a forward-looking financial plan is like driving with your headlights off—you might move forward, but you’re doing it unthinkingly. In today’s rapidly shifting business environment, owners and managers must think beyond the next few weeks or months. They need a structured three-year budget, strong 90-day sales and expense forecasts, and consistent cash flow tracking to protect their operations, guide decision-making, and stay ahead of competitors. A business with a plan survives. A business with a three-year plan thrives. Below is a detailed guide on why these tools matter—and how they empower small and medium-sized businesses (SMBs) to operate with clarity and confidence. Save Big on Healthcare with AVI HealthShare! Tired of high premiums and limited networks? With AviBusinessSolutions.com/healthcare , you get affordable monthly costs , nationwide provider access , $0 telemedicine , prescription savings, and mental health support—al...