In today’s labor market, retaining experienced, high-performing employees is no longer just about competitive salaries. Benefits, particularly healthcare, have become a defining factor in whether skilled workers stay, leave, or never apply in the first place. For small and mid-sized businesses, the challenge is finding healthcare solutions that attract and retain talent without eroding margins. That is where modern healthcare alternatives, such as those offered by Clearwater , distributed through David Allen Capital , are reshaping how businesses think about employee benefits. Healthcare Is a Retention Tool, Not Just a Cost Experienced employees understand their value. They also understand risk. When healthcare coverage is inadequate, overly expensive, or unpredictable, employees are far more likely to explore other opportunities, even if they enjoy their role. Providing access to high-quality, affordable healthcare signals stability, commitment, and long-term thinking. It tells employ...