AVI Business Solutions

By Cameron Nyack:  A Practical Guide for Business Owners in 2025 and Beyond On July 4, 2025, the U.S. Congress passed—and the President signed—the One Big Beautiful Bill Act (OBBBA). For business owners, entrepreneurs, and anyone operating a small or midsize company, the law introduces significant changes in taxation, deductions, depreciation, and investment incentives. If you run a business, OBBBA creates new opportunities to save money, expand, and strategically lower your tax burden. Here’s how companies can benefit — and how to position yourself to take full advantage. 1. 100% Bonus Depreciation (Full Expensing of Qualified Assets) Under OBBBA, businesses can immediately deduct 100% of the cost of qualified assets—machinery, equipment, vehicles, and specific property improvements—placed in service after January 19, 2025. This allows businesses to: Lower tax liability dramatically Reduce the after-tax cost of investment Accelerate upgrades, expansion, and modernization This is ...

  Government shutdowns put small businesses reliant on federal contracts or funding in a difficult spot. Delays in payments and paused contracts can disrupt operations and threaten jobs. However, by understanding your business's financial position, communicating proactively, and seeking new opportunities, small business owners can not only remain open but also build greater resilience for the future. Here are key steps every small business should take during a government shutdown: 1. Assess Cash Flow and Build a Cushion Federal payment delays can threaten your finances. Review cash flow now and determine how long you can operate without government income. Monitor invoices, outstanding payments, and recurring expenses closely to avoid surprises. Consider negotiating payment terms with landlords, suppliers, or service providers to conserve cash. Tip: If you expect a shortfall, apply for a short-term loan or line of credit at AviBusinessSolutions.com . This financial cushion ensures ...

 Expanding a business is an exciting yet challenging endeavor that often requires significant capital. A well-utilized business loan can provide the financial boost needed to scale operations, enter new markets, or enhance your offerings. However, securing and managing a loan demands careful planning and execution to ensure it fuels growth without overburdening your business. This article outlines a step-by-step approach to using a business loan effectively for expansion based on strategic planning, financial assessment, and prudent loan management. Step 1: Define Your Expansion Goals and Funding Needs The first step in leveraging a business loan for expansion is to define your objectives clearly. Ask yourself: How will the loan drive growth? Typical uses include acquiring or renovating commercial real estate, purchasing equipment or upgrading technology, hiring additional staff, expanding into new markets, launching new products or services, or funding marketing and advertising ca...