AVI Business Solutions

Access to capital remains one of the most persistent challenges facing small and medium-sized businesses. Traditional loans often require strong credit, collateral, and fixed monthly payments that do not always align with how modern businesses generate revenue. As a result, many founders are exploring alternative funding models that provide flexibility without sacrificing growth potential. One of the most talked-about options is revenue-based financing. Revenue-based financing is neither debt in the traditional sense nor equity dilution. Instead, it sits between the two, offering a structure that adjusts repayment based on business performance. For the right company, it can be a powerful growth tool. For the wrong one, it can become an expensive constraint. Understanding when revenue-based financing works and when it does not is essential before committing to this funding model. What Is Revenue-Based Financing Revenue-based financing allows a business to receive upfront capital in exch...

  In today's dynamic financial landscape, alternative lending has become a compelling option for businesses seeking capital . Unlike traditional bank loans, alternative lending encompasses a range of non-bank financing solutions, such as online lenders, peer-to-peer platforms, and merchant cash advances. These options have gained popularity, particularly among small and medium-sized enterprises (SMEs), due to their accessibility and flexibility. However, like any financial tool, alternative lending comes with its own set of advantages and disadvantages. This article explores both sides to help you determine whether alternative lending is the right choice for your business. Advantages of Alternative Lending Streamlined Application Process: One of the most significant benefits of alternative lending is the simplicity and efficiency of the application process . Unlike traditional banks, which often require extensive paperwork and in-person meetings, alternative lenders typically offe...

  In today's fast-paced business environment, cash flow is the lifeblood of any organization. Whether a small startup is navigating unexpected expenses or an established company faces a sudden bank financing recall, access to immediate capital can mean the difference between survival and collapse. With their lengthy approval processes and rigid requirements, traditional lending institutions often fail to meet the urgent needs of businesses. This is where alternative lenders, powered by fintech advancements, are revolutionizing the funding landscape by delivering money when needed most—NOW. The Urgency of Immediate Funding For many businesses, financial needs arise without warning. A supplier may demand upfront payment, a critical piece of equipment might fail, or a bank may unexpectedly recall a line of credit. In these scenarios, waiting weeks or months for a loan approval is not an option. The speed of funding can determine whether a business seizes an opportunity, meets payroll,...