AVI Business Solutions

Artificial intelligence has moved far beyond chatbots and simple automation. A new class of systems—known as Agentic AI—is beginning to redefine how work gets done inside modern businesses. For companies focused on scale, efficiency, and competitive advantage, understanding Agentic AI is no longer optional; it is becoming a strategic necessity. What Is Agentic AI? Agentic AI refers to artificial intelligence systems that can independently plan, decide, and execute multi-step tasks to achieve a defined goal with minimal human intervention. Unlike traditional AI tools that respond only when prompted, Agentic AI behaves more like a digital worker. An Agentic AI system can: Interpret objectives rather than isolated commands Break goals into tasks and subtasks Decide which tools or data sources to use Execute actions across systems Monitor outcomes and adjust behavior dynamically In practice, instead of telling software what to do step by step, businesses tell Agentic AI the outco...

  In early 2023, a wave of bank runs among small and midsize lenders sent shockwaves through the financial system, tightening the screws on small business lending. Smaller banks, more likely to approve loans for small business owners, faced unprecedented pressure. Coupled with the Federal Reserve's interest rate hikes, persistent inflation, and new regulations sparked by the turmoil, accessing capital has become a Herculean task for entrepreneurs. Yet, amidst these challenges, a transformative trend is reshaping the lending landscape: the Digitization of financing and the rise of fintech lenders . This article examines how these forces, along with strategies such as risk-based pricing and technologies like artificial intelligence, are reshaping small business lending—and what it means for entrepreneurs, particularly those who have been historically underserved. The Capital Conundrum for Small Businesses Small businesses are the backbone of the U.S. economy, but securing financing r...