AVI Business Solutions

  In today's fast-paced business environment, securing funding can be a make-or-break moment for small and medium-sized enterprises (SMEs). Traditional lending institutions, such as banks, often impose stringent requirements that exclude newer businesses or those with less-than-perfect credit histories. This is where alternative lending steps in, offering a lifeline to businesses that might otherwise struggle to access capital . But how do you know if your business is a suitable candidate for alternative lending? This article examines the ins and outs of alternative borrowing, its benefits, and the key factors that make a business a suitable candidate for this financing option. What is Alternative Lending? Alternative lending refers to non-traditional financing options provided by lenders outside of conventional banks. These lenders include online platforms, peer-to-peer lending networks, merchant cash advance providers, and other fintech companies. Unlike traditional loans, altern...

  In today's fast-paced business environment, cash flow is the lifeblood of any organization. Whether a small startup is navigating unexpected expenses or an established company faces a sudden bank financing recall, access to immediate capital can mean the difference between survival and collapse. With their lengthy approval processes and rigid requirements, traditional lending institutions often fail to meet the urgent needs of businesses. This is where alternative lenders, powered by fintech advancements, are revolutionizing the funding landscape by delivering money when needed most—NOW. The Urgency of Immediate Funding For many businesses, financial needs arise without warning. A supplier may demand upfront payment, a critical piece of equipment might fail, or a bank may unexpectedly recall a line of credit. In these scenarios, waiting weeks or months for a loan approval is not an option. The speed of funding can determine whether a business seizes an opportunity, meets payroll,...